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Take 15% off your first order by using code HTOWNHOLIDAYS at checkout!
Take 15% off your first order by using code HTOWNHOLIDAYS at checkout!

Financing/ Lease-to-Own Purchase

Affordable Furniture has partnered with several companies to offer our customers with the best financing options to fit their unique needs.

We're here to make your furniture shopping experience as flexible and stress-free as possible because we understand that everyone's financial situation is unique. That's why we offer a range of flexible financing options tailored to your specific needs.

HOW IT WORKS?

Fill your cart.

Add your desired products to the cart and place your order today.

Choose how you pay.

Submit an online application and receive your result within minutes.

Pay over time.

Own the product of your dreams with monthly payment options that fit your budget.

NO CREDIT NEEDED FINANCING OPTIONS.

SNAP! FINANCE

COMING SOON

KOALIFI FINANCE

APPLY HERE

AMERICAN FIRST FINANCE

APPLY HERE

SUBJECT TO CREDIT APPROVAL.

SYNCHRONY FINANCE

APPLY HERE

ACIMA

APPLY HERE

CREDIT WORRIES? NO PROBLEM.

Don't let a less-than-perfect credit score hold you back! Snap Finance offers lease-to-own financing, empowering those with credit challenges to get what they need, now.

SNAP FINANCE - FLEXIBLE FINANCE SOLUTIONS TO SUIT YOUR NEEDS.

No credit needed

Quick application process

The application does not affect your credit score

100-Day option with no interest

High-interest rates and fees may apply

Big purchase or unplanned expense? Snap Finance can help. 

Snap offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is easy, and you’ll find out in seconds if you’ve been approved.

To apply, you’ll need to:

  • Be of legal age to enter into a contract
  • Have a steady monthly income
  • Have an active checking account
  • Provide a valid email address and phone number 

That’s it! You can apply online or we can help you in-store. Snap offers flexible payment options that fit your pay schedule, so it’s convenient too! With approvals up to $5,000 – get what you need today with Snap!

APPLICATION COMING SOON

Benefit from good credit.

Enhance your home effortlessly with Synchrony's financing options, designed for your convenience. Discover the variety of our promotions, knowing that a good credit score offers valuable benefits.

SYNCHRONY FINANCE

Equal payment promotions

Deferred interest promotion

Fixed pay promotion

Good credit score is needed

High interest rates and hidden fees may apply

LAYAWAY PROGRAM

No credit needed

No hidden fees

Equal payment convenience